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Welcome to ACM


In business since 1996, ACM is widely considered to be the fastest growing financial services provider in the United States and Canada. Headquartered in Miami, Florida, the Company is universally recognized for its straightforward pricing, its in-depth understanding of industry requirements, and its outstanding customer service. To accommodate its rapid growth, the Company expanded its nationwide presence by opening a fully staffed facility in Atlanta, Georgia.

ACM has succeeded at earning the trust and respect of the business credit community, particularly America’s premier credit management organization: the National Association of Credit Management (NACM). For over 100 years, the NACM has provided credit and financial executives with protection against fraudulent debtors, improved the interchange of credit information, and helped develop better credit practices and methods. With hard work, commitment and dedication ACM has become the Preferred Provider of financial services, to the NACM. With NACM's seal of approval, we offer its members the finest services and features available in the industry today.

It is ACM’s desire to help our merchants promote honest and fair financial transactions and to encourage efficient service in every financial arena. Towards that end, we have instituted sound financial and administrative policies to expedite and solve your various financial needs. It is our sincere desire to do what’s right and to do it quickly.

We remain committed to adding value to your business through support, knowledge and superior technology. The services we currently offer include, but are not limited to, Check Guarantee Program, EFT/ACH Program, Credit Card Acceptance Program, and Customized Online Bill Pay. In addition to these existing renowned programs, ACM has recently announced its latest innovative service, e-mmediate(sm)… an electronic payment product. Combining EFT/ACH and Check Guarantee into one payment product, e-mmediate will completely eliminate returned checks at half the cost of credit cards. It’s money in the bank.