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Merger Notification

National Check Trust, Inc. and American Check Management, Inc. two Leading Payment processing and Check Guarantee Companies announce merger to create one of the largest one stop solutions in the financial services market.

In January 2010 National Check Trust, Inc. (NCT) merged with - American Check Management, Inc. (ACM) another leader in check guarantee and payment processing solutions. National Check Trust, Inc. (NCT), and American Check Management (ACM) united to create United Tranz*Actions, LLC. This merger represents the coming together of two companies with the expertise and technology to become the national leader in both check guarantee and payment processing solutions. The official name change will become effective on May 1, 2010.

National Check Trust, Inc. was founded in 1991 and is headquartered in Miramar, Florida. According to ongoing Nilson reports it became the 6th largest provider of check guarantee, with the highest average check amount in the country. NCT specializes in the Automotive, Building, Heavy Equipment and Furniture industries nationwide. “We are very excited about the opportunity to complement key growth areas within the company, optimizing our portfolio and provide sophisticated product development capabilities unmatched by any other service in the industry,” said Marty Halpern, CEO of National Check Trust. American Check Management, founded in 1996, and headquartered in Miami, Florida provides payment processing and financial service solutions nationwide. They are endorsed by the National Association of Credit Management (NACM) which is the largest premier source of education and support for credit and collections professionals. “The NACM has over 19,000 members and we have enjoyed an exclusive relationship with them for the past 13 years,” said Dean Middleton, President of ACM. “This merger combines two successful companies to offer leading edge, cost effective payment solutions.”

United Tranz*Actions, LLC (UTA) headquartered in Miramar, Florida will offer current and future customers unparalleled customer service, technology and a dedication to explore new and innovative payment solutions for today’s environment.


New Online Services for Check Guarantee Subscribers
ACM is now offering our check guarantee subscribers the ability to submit summary sheets, claims and process web check approvals, via our secure website. After submitting a claim through the new e-claims process, subscribers can receive electronic reimbursement directly to their accounts! This is significantly quicker and easier than the “outdated” paper check reimbursement process. It doesn’t get much more convenient! Register today and start utilizing these subscriber e-services.

New, Competitive ACH Pricing with Rates as Low as 0.19%
At ACM, products are all-inclusive. You won’t be hit with hidden fees or “a la carte” charges. Our pricing is simple and straight-forward.

For more detailed information on our new pricing scale, please contact ACM at 1-800-759-6786.


We Want YOUR Feedback
You (our subscribers) are an integral part of the growth and development of our company. That being said, we want your feedback! We want to hear your opinions of the services you are using, what you love about them and what you hate about them. Have a suggestion for how the service could work better with your company? Tell us. Have questions? We’ve got the answers. Our ears are open, now it’s up to you to start talking. Please e-mail all feedback to eft@acmeft.net and include your Name, Company Name, and the Service your feedback pertains to.

Thank you for your continued patronage!

ACM… Payment Processing Solutions


Going Green is Easy!
Did you know that a staggering 42% of wood harvest is used to make paper? According to a study performed by Hewlett-Packard, “In 2010, approximately 57 trillion pages of paper will be printed worldwide, up from 49 trillion just three years ago.”

Many companies falsely assume that the “going green” initiative will be expensive for them to implement. Yet, going green can save the environment while simultaneously lowering expenses. Electronic billing, statements and payments are a smart, efficient and cost effective way to do your part to help the world today. Please join us in saving the planet and thinking before you print.

***Subscribers: You can now pay your ACM bill online! Simply sign in to the ACM website, click on E-Bill and instantly access and manage your bill payments. The easiest way to start “going green.”


CTX Payment Acceptance- Reduction of Lock Box Fees
By eliminating the manual keying of essential business data such as remittance advice, invoices, payment acknowledgments and dispatch notes your company can benefit significantly. CTX facilitates the digital exchange of payment remittance advice and associated business processes (such as data entry and verification) can be automated so that they occur with minimal or no manual intervention. The use of computer and communication technology facilitates the information exchange between two parties in a commercial transaction.